BT & Avaya: Youbiquity Finance 2014 Consumers, channels and changing behaviours in retail financial services Our blog CX 2026: 1 priority and 7 trends When Cybersecurity Becomes an Economic Risk: Lessons from 2025 and the 11 Trends That Will Shape 2026 Savings Confusion: When Simplification Helps – and When It Hurts Customer Experience is at a Crossroads — And AI Alone Won’t Fix It Agentic Commerce and the “Do-It-for-Me” Economy: Promise, Pitfalls, and Future Payments